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Find Your Dream Home with
Century 21 Masters
Expert guidance and seamless financing to turn your homeownership dreams into reality.

Your Journey to Homeownership
Step-by-Step Guide
Buying a home doesn’t have to be overwhelming. Our proven process breaks it into manageable steps, starting with financial preparation and ending with you holding the keys to your dream home.
Timeline Expectations
From searching for the perfect home to closing the deal, the process typically takes 30–60 days, depending on market conditions.
Role of Your Agent
Your Century 21 Masters agent will be by your side every step of the way, ensuring a smooth and stress-free experience.
Getting Your Finances in Order
Budget Assessment
Evaluate your income, expenses, and savings to determine a comfortable budget for your new home.
Credit Score Check
Your credit score impacts the mortgage options available to you. Need help? Our team can guide you on how to improve your score.
Savings Goals
Plan for upfront costs, including your down payment (typically 3-20%), closing costs (around 2-5%), and reserves for unexpected expenses.
The Right Home for You
The single biggest reason most people buy a home is the simple desire to own a home of their own.1 But how do you find the home that’s right for you?
1 2010 National Association of REALTORS® Profile of Home Buyers and Sellers
What’s the Right Home For You?
It’s a good idea to create a prioritized list of features and “must-haves” for your new home and use this list as your search guide. It’s good to consider the future, for example if you’re newly married, you might want to consider school districts.
Remember location is just as important as features. CENTURY 21® professionals can help their clients narrow their choices by sharing market trends and local expertise.
Some other important considerations are:
A CENTURY 21® Agent can help you shop for a home, compare homes, and compile your unique wishlist to find the perfect home for you. Your CENTURY 21® professional can also guide you through with the financial and contractual side of the purchase process.
Buying Your Home
CENTURY 21® Agent’s experience and knowledge to make a successful home buying offer.
Making a Home Buying Offer
TIP: The value or disadvantage of certain features can help or hurt resale. In some areas, a swimming pool actually detracts from a home’s value, and makes it harder to sell. In neighborhoods with two-car, attached garages, a single-car or detached garage may affect the home sale and future value.
Applying for a loan
Purchase contracts vary in length and terms from state to state, and sometimes in a state. Here are the high-level loan application steps:
Prepare required documents:
Get pre-approved in as little as 24 hours
There is also the option to buy a home with cash.
Beyond Closing
Buying a property is a big step involving a substantial long-term financial commitment, so it requires a thorough assessment of what you can afford.
Ownership
Ownership of the home is officially transferred to you at the closing meeting. Closing can also be referred to as settlement or escrow. Your CENTURY 21® Agent will guide you through the closing process, as local/state laws vary. Before you officially own your own home, here is what needs to happen:
TIP: After the documents have been signed, notarized copies will be forwarded to the lender, funds will be released, and the sale will be recorded at the local recorder’s office. This legal transfer of the property may take a few days. It is at the point of deed recordation that you become the official owner of the home.
Moving Tips & Checklist
Our home moving checklist can help you make your move much easier.
6 to 8 weeks prior:
2 weeks prior:
Moving day:
TIP: Move valuables (jewelry, legal documents, family photos and collections) yourself – don’t send them with the moving company. Make sure you have a complete home inventory of all your possessions.