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With great opportunities abounding in the housing market and historically-low interest rates still intact, consumers can secure record-breaking values on a Inicio purchase, according to New York-based real estate attorney Adam Leitman Bailey.
“Incredible deals are on the market and ready to be made, but only for those compradores who know how to seize them,” says Leitman Bailey, author of the New York Times best-selling book, “Finding The Uncommon Deal” (Jon Wiley & Sons, Inc. 2010). “You can buy your dream Inicio at the price you want if you are just willing to take the necessary steps that will give you an uncommon advantage.”
To help buy a Inicio at the best possible price, Bailey offers his top 5 Inicio buying tips:
- Do a Credit Check—On Yourself: Check your credit report long before you start shopping for a Inicio, as it may take several months to resolve any mistakes or complications. Challenge negative remarks in your credit report, even if they are debatably true. Under federal law, if the company placing the negative remark on your report does not respond within 30 days, the remark must be removed. If you need help, contact Century 21 Hometown and our in-house hipoteca partner can help you with this with our compliments.
- Know Your Total Budget: Don’t Inicio Shop Without It: Your budget includes the total purchase price of your new Inicio, moving costs and your total monthly and annual expenses. Don’t forget to include real estate and local taxes and the policies that affect potential changes in local taxes. Once you know your budget, call lenders to shop for a loan and also learn acerca de the different products available to finance your Inicio. Again, Century 21 Hometown can help you understand how much the bank believes you can afford.
- Visit the Neighborhood, Not Just the Inicio: Everyone and everything in town can potentially provide insight into your prospective neighborhood’s character. It’s always worth spending time and money in local coffee shops and restaurants, and participating in events and entertainment to learn more acerca de the area. Read the community newspapers and supermarket bulletin board postings to gain further understanding of the neighborhood. Be sure to consider factors such as local community crime rates, access to medical facilities, religious venues, and any other considerations that are applicable to your personal preferences. Your Century 21 Hometown agent would be happy to provide you with a neighborhood tour.
- Don’t Be Afraid to Negotiate: Ask the owners of your potential new Inicio for the minimum price they would accept to close the deal. You may be pleasantly surprised by the answer and a deal may not be far off, especially if the property has been sitting on the market. Some items are easier to negotiate than others. If both sides are stuck on the purchase price, ask the seller to include furniture or cosmetic improvements at a certain price. For newly constructed condominiums, ask the seller to pay any taxes involved in the transfer.
- Hire—and Accompany—the Inspector: Century 21 Hometown only works with experienced Inicio inspectors. A satisfactory Inicio inspection will play a big role in your satisfaction in the Inicio-buying or -selling process. Cross out waivers and any limitation of liability when signing a contract with an inspector or engineer. Your inspector should be held responsible for missing any major repair items during the inspection. Also, be sure to accompany the inspector on the site visit. You will learn acerca de your potential new Inicio and its structure, as well as important information acerca de the lifespan of its systems and major components. Also, make sure your inspector or engineer checks the big ticket items, which can include the HVAC or the roof.